Clipping of news on Brazilian Culture, Law and Citizenship
10/17/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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The number of checks returned for the second time for lack of provision in the debtor's account reached in September , 1,290,254 , which corresponds to 1.81 % of the total number of documents that have passed through the clearing banks .
According to the indicator Serasa Experian Checks Without Funds , was the lowest level since February 2011 , when 1.83 % of payments made with checks were not honored . In August , it was recorded 1.87 % , the same rate of September 2012.
For economists Serasa Experian , the decline reflects more cautious behavior of consumers into debt and also the improvement of economic conditions of workers by the decrease in the unemployment rate and the fall in the rate of inflation.
For the year , the default rate with checks remains practically stable. From January to September were 2.02 % of the returned documents , against 2.03 % in the same period last year . The state of Roraima had the highest percentage ( 10.73 % ) , while the lowest ranking was found in Amazonas state , with 1.39 % . By region , the North leads the list , with 4.38 % of returned checks . The Southeast appears at the other end , with the lowest rate ( 1.58 % ) .
The north of the country was also the region with the largest issuing checks without funds in September ( 4.12% ) , followed by the Northeast ( 3.81% ) , the South ( 1.71 % ) and Southeast (1.40 % .) By state , the highest percentage was recorded in Roraima ( 9.97 % ) .
Source : AIB News
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This article was translated by an automatic translation system, and was therefore not reviewed by people.